Cardless Cash Withdrawal Services

You can withdrawal cash from ATMs without ATM card by using the Sender’s Code ‘four numbers’ sent by the remitter and the OTP ‘six numbers’ sent by SMS to the recipient’s phone.

The sender (cardholder) can transfer fund to a beneficiary’s mobile number who has any bank account or not via Internet/Mobile Banking and Myawaddy Bank Limited ATMs 24/7.

• Minimum Limit per transaction – 5000 MMK
• Maximum Limit per transaction – 300,000 MMK
• Maximum Limit per day – 1,000,000 MMK
• Services Charges is 200 MMK per transaction.
• If the recipient does not withdraw cash within 24 hours after sending the money transfer, the transferred money will be added back to the sender’s account.

Beneficiary can withdrawal cash from Myawaddy Bank Limited ATM within 24 hours after receiving remittance by entering the followings:

• Mobile number
• Remitted amount
• 4-digit sender’s code provided by sender
• 6-digit OTP sent by bank